Disclosure Statement
Effective date: 1 January 2026
Important disclosures about SwitCity's platform, services, and legal status.
1. Platform Nature
SwitCity is a technology platform that facilitates direct commercial relationships between content creators and their fans. SwitCity is not a content producer, publisher, or employer of creators. All content on the platform is uploaded, owned, and managed by independent creators. SwitCity provides the marketplace and infrastructure; it does not direct, control, or take editorial responsibility for creator content beyond enforcement of its Content Monitor Policy.
2. Adult Content Disclosure
SwitCity permits explicit adult (NSFW) content created and uploaded by verified adult creators (18+). By accessing the platform, you confirm that you are at least 18 years of age and that accessing adult content is legal in your jurisdiction. SwitCity implements age verification measures at both user registration and at the point of accessing adult content categories, but cannot guarantee that all jurisdictional restrictions are met. Users are responsible for compliance with the laws of their own country or territory.
3. Financial Disclosures
Payment Processing
All financial transactions on SwitCity are processed by Bani, an authorised African payment gateway. SwitCity does not directly hold, store, or process payment card data. Payment data is handled in accordance with PCI-DSS standards by Bani.
Currency
All transactions on SwitCity are denominated in Nigerian Naira (₦). Conversion rates from other currencies are applied by Bani at the time of transaction and are subject to change. SwitCity is not responsible for currency conversion losses.
Creator Earnings
Creator payout rates represent the percentage of the gross transaction value remitted to the creator after SwitCity's platform fee. These rates do not account for taxes, banking fees, or other costs the creator may incur. Past earnings performance of any creator on the platform does not guarantee future earnings.
4. No Employment Relationship
Creators on SwitCity are independent contractors, not employees of SwitCity. SwitCity does not provide employee benefits, withhold income tax, make social security contributions, or provide any employment protections to creators. Creators are solely responsible for their own tax obligations and compliance with applicable labour laws.
5. No Investment Advice
Any earnings statistics, payout rates, or creator income figures presented on SwitCity's website or marketing materials are for illustrative purposes only. They do not constitute financial advice, a guarantee of income, or a representation of what any individual creator will earn. Creator income depends on many factors including audience size, content quality, engagement, pricing strategy, and market conditions.
6. Third-Party Services
SwitCity integrates the following third-party services, each subject to their own terms and privacy policies:
- Bani - Payment processing
- Google Cloud Platform (GCP) - Media storage and infrastructure
- Google Cloud Vision API - Automated content moderation scanning
SwitCity is not responsible for the practices or availability of these third-party services.
7. Platform Availability
SwitCity targets 99.5% platform uptime but does not guarantee uninterrupted availability. Scheduled maintenance, infrastructure issues, or circumstances beyond our control may result in temporary service interruptions. SwitCity is not liable for losses arising from platform downtime.
8. Governing Law
These disclosures and all use of the SwitCity platform are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be subject to the exclusive jurisdiction of Nigerian courts. For questions about this disclosure statement, contact hello@switcity.com.